PMAY Subsidy Calculator
Check Your Eligibility & Savings Under Pradhan Mantri Awas Yojana
Calculate Your Subsidy
Your Results
Eligible Loan Amount for Subsidy
₹ 0
Subsidy Interest Rate
0%
Subsidy Amount
₹ 0
Effective Loan EMI after Subsidy
₹ 0
Total Savings
₹ 0
Note: This is an approximate calculation. Actual subsidy depends on NHB/HUDCO approval under PMAY guidelines.
What is PMAY Subsidy?
About PMAY
Pradhan Mantri Awas Yojana (PMAY) is a government initiative aimed at providing affordable housing to the urban and rural poor by 2022. The Credit Linked Subsidy Scheme (CLSS) provides interest subsidy on home loans for eligible beneficiaries.
CLSS Categories
EWS: Annual income up to ₹3 lakhs
LIG: Annual income between ₹3-6 lakhs
MIG I: Annual income between ₹6-12 lakhs
MIG II: Annual income between ₹12-18 lakhs
Eligibility Criteria
• Beneficiary family should not own a pucca house
• The family should not have availed any central assistance under any housing scheme
• Property should be co-owned by female member for EWS/LIG
• Aadhaar card is mandatory
Frequently Asked Questions
Who is eligible for PMAY subsidy?
Individuals belonging to EWS, LIG, MIG I, and MIG II categories with an annual household income up to ₹18 lakhs are eligible. The beneficiary family should not own a pucca house.
How much subsidy can I get under PMAY?
Subsidy amounts vary by category: EWS/LIG can get up to ₹2.67 lakh, MIG I up to ₹2.35 lakh, and MIG II up to ₹2.30 lakh. The exact amount depends on your loan amount and eligibility.
What documents are required for PMAY application?
Key documents include Aadhaar card, income proof, property documents, loan application form, affidavit for not owning a pucca house, and consent form for Aadhaar usage.
How long does it take to get PMAY subsidy?
Typically, it takes 3-4 months after application submission for the subsidy to be credited to your loan account, provided all documents are in order.
Contact & Support
For more information about PMAY and assistance with your application, you can contact:
PMAY Helpline: 1800-11-3377 (Toll-Free)
Email: pmay-hold@gov.in
Visit official website: https://pmaymis.gov.in
